Lecture

Real Property Rights and Mortgage Law

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In course

ENV-460: Land management and ground law

Ce cours présente les fondements du droit foncier et les apports des principaux instruments de gestion foncière pour la mise en œuvre du développement territorial. ...

Description

This lecture delves into the intricacies of real property rights, focusing on limited real rights, charges on land, and the concept of mortgage law. The instructor explains the importance of temporary registrations, the role of the land register, and the risks associated with losing property titles. Additionally, the lecture explores the evolution of mortgage practices, the emergence of globalized banking transactions, and the challenges posed by hypothecary securities. The discussion extends to the historical context of pawnbroking, the resurgence of pawnbrokers in contemporary society, and the legal framework governing pawnbroking activities. The lecture concludes with an overview of other forms of property rights, such as retention rights and their implications in various scenarios.

Official source

Related concepts (17)

Real property

In English common law, real property, real estate, immovable property or, solely in the US and Canada, realty, is land which is the property of some person and all structures (also called improvements or fixtures) integrated with or affixed to the land, including crops, buildings, machinery, wells, dams, ponds, mines, canals, roads, and other things. The term is historic, arising from the now-discontinued form of action, which distinguished between real property disputes and personal property disputes.

Property rights (economics)

Property rights are constructs in economics for determining how a resource or economic good is used and owned, which have developed over ancient and modern history, from Abrahamic law to Article 17 of the Universal Declaration of Human Rights. Resources can be owned by (and hence be the property of) individuals, associations, collectives, or governments. Property rights can be viewed as an attribute of an economic good.

Property

Property is a system of rights that gives people legal control of valuable things, and also refers to the valuable things themselves. Depending on the nature of the property, an owner of property may have the right to consume, alter, share, redefine, rent, mortgage, pawn, sell, exchange, transfer, give away, or destroy it, or to exclude others from doing these things, as well as to perhaps abandon it; whereas regardless of the nature of the property, the owner thereof has the right to properly use it under the granted property rights.

Mortgage law

A mortgage is a legal instrument of the common law which is used to create a security interest in real property held by a lender as a security for a debt, usually a mortgage loan. Hypothec is the corresponding term in civil law jurisdictions, albeit with a wider sense, as it also covers non-possessory lien. A mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed.

Right to property

The right to property, or the right to own property (cf. ownership) is often classified as a human right for natural persons regarding their possessions. A general recognition of a right to private property is found more rarely and is typically heavily constrained insofar as property is owned by legal persons (i.e. corporations) and where it is used for production rather than consumption.

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